sales@drakesestateagents.co.uk
01564 660950Navigating the complex property-buying process can be overwhelming. Let us help you take your first step on the ladder with tailored help and advice. With intimate knowledge of the local market, we can help you find the property that best fits your budget and requirements.
Have you a budget in mind?
Do you require some free mortgage advice to set your budget. If so, contact us below.
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The number of bedrooms you need can quickly narrow down your list of potential properties and eliminate anything unsuitable. Consider how many rooms your family needs to live comfortably, plus if you need additional space for an office or expanding family.
If you plan to live at your new property, you will want to think about its proximity to work and other places you visit often. If you are a prospective landlord, you will need to consider the rental market. Ask us about amenities, schools and train stations in the areas you are considering. We can also provide information on the general atmosphere and demographics.
You may be pleasantly surprised once you have viewed a property that you didn’t initially feel would be suitable.
Arrange a second viewing to look at the property in more detail.
Tell us why so we can provide constructive feedback to the vendor and help you search for another property.
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We will ask you to provide your proof of funding & ID.
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Proof of funding usually includes an AIP/DIP (Agreement/Decision in Principle) from your mortgage lender and proof of deposit. We will need to see up to date bank statement/s showing your available deposit funds or cash funds if no mortgage is required.
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If any of your funds are being gifted by family and friends, we will require a gift letter from the source and their evidence of funds.
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For money laundering regulations we will require two forms of ID for each buyer: photo ID (eg, passport or driving license) and proof of residency (eg, utility bill or bank statement dated within the last 3 months).
The vendor accepts your offer.
You commence looking for another property.
Please provide us with your solicitor’s contact details.
Would you like some free solicitor quotes?
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Instruct your solicitors by completing the forms they send and forward them your ID.
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If you are having a mortgage, contact your mortgage advisor or lender to arrange for your mortgage application to be submitted. The mortgage valuation survey will then be undertaken on your prospective property.
You should also think about whether you want an independent survey carried out on the property. An independent survey can check for internal damage and structural issues you may have otherwise missed.
If you would like some quotes for surveyors, please contact us.
Your mortgage offer should be issued.
Discuss the issues with us, we will liaise with the vendors and decide whether further additional reports may be required. We can help arrange these and negotiate further if required.
Meanwhile, your solicitors will be receiving contract documents and applying for the following searches:
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Environmental Search
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Drainage Search
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Local Search
Your solicitor will review the contract documents, property information forms and searches, while raising any enquiries with the vendor’s solicitor.
Once your survey is all clear, your mortgage offer has been received, searches are back, enquiries have been replied to and your solicitor is happy with the answers, you will then be invited to sign the contract.
Do you need a removal firm to help you move? Now is the time to start getting quotes. We can put you in touch with some local removal firms.
In order to exchange contracts a completion date will need to be mutually agreed by all sellers and buyers throughout the chain
The exchange of contracts also means that the sale is legal and binding.
Completion day is the day the property legally becomes yours, and you can pick your keys up from us here at Drakes Estate Agents.
It’s finally time to open the door to your next adventure!
Louise Lane
“At Drakes Estate Agents Hollywood, I can promise you that I will provide you with a realistic and honest valuation.”
Emma Daffurn
“I can provide expert local and property knowledge, along with a high level of commitment and customer service.”